New vs Old Tax Regime: Which Saves You More in FY2026-27?
2026-07-12•6 min read
The New Tax Regime offers lower tax slabs and a standard deduction of ₹75,000, while the Old Regime allows deductions like 80C. We break down the tipping points for salary earners.
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Comparing the Regime Slabs
- New Regime
- Tax-free income up to ₹7 Lakhs (plus rebate). Includes a flat standard deduction of ₹75,000.
- Old Regime
- Supports investments like 80C, 80D, and HRA exemptions, but features higher marginal tax rates.
Frequently Asked Questions
Which regime is better for zero-investment earners?
For individuals with zero tax-saving investments, the New Tax Regime is almost always more beneficial due to its lower slabs.
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